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Fd Ready Recknor(Fresh Deposits)



COMPANY NAME BAJAJ FINANCE LIMITED DEWAN HOUSING FIN. CORP. LTD (Aashray Deposits Plus) DEWAN HOUSING FIN. CORP.LTD (Aashray Deposits) DEWAN HOUSING FIN. CORP.LTD (Swayamsidha – Exclusively for females) EXIM BANK OF INDIA (Maximum Limit: Below Rs. 1 Crore) GRUH FINANCE LTD HDFC LIMITED (Maximum Limit: Below Rs. 1 Crore) HUDCO (Max Limit: Rs. 25 Crores) Kerala Transport Development Finance Corporation Limited (KTDFC) LIC HOUSING FINANCE LTD (upto Rs. 5 Crore) MAHINDRA & MAHINDRA FINANCE SERV LTD NATIONAL HOUSING BANK (SUNIDHI SCHEME) (Maximum Limit: Below Rs. 5 Crore) NATIONAL HOUSING BANK(SUVRIDHI TAX SAVING SCHEME) (Maximum Limit: Rs. 1 Lakh) PNB HOUSING FINANCE LIMITED ( upto Rs.5 Crore) SHRIRAM Trans FINANCE CO.LTD(UNNATI) (Maximum Limit: Less than Rs. 10 Crore) SIDBI (upto 10 lakhs only)
Business Finance Home Finance Home Finance Home Finance Finance Institution Infrastructures Finance Financial Institution Transport Finance Home Finance Finance Financial Institution Financial Institution Home Finance Transport Finance Financial Institution
Category NBFC NBFC NBFC NBFC NBFC NBFC Housing Finance Co. Government State Govt Co. Housing Finance Co. NBFC Government Government Housing Finance Co. NBFC Government
Rating FAAA CARE- AAA, BWR FAAA CARE- AAA, BWR FAAA CARE- AAA, BWR FAAA CRISIL-FAAA, ICRA-MAAA, FITCH- TAAA CRISIL-FAAA & ICRA-MAAA CRISIL-FAAA, ICRA-MAAA FITCH-TAAA, CARE-AA+ NA CRISIL- FAAA CRISIL- FAAA CRISIL-FAAA, FITCH-TAAA CRISIL-FAAA, FITCH-TAAA FAAA BY CRISIL CRISIL-FAA+ & ICRA-MAA+ CRISIL-FAAA, CARE-AAA
Effective Date Apr 05,2014 February 11,2013 February 11,2013 July 03,2014 Jan 11,2013 August 06,2013 Sep 19,2012 October 17,2012 11/7/2013 November 1,2012 May 16,2012 July 14,2014 July 14,2014 6/10/2014 August 1,2012 10/8/2012
Interest Rates Non-Cumulative Interest Rates 6 months
1year 8.90(M), 8.95(Q), 9.05(H), 9.25(A) 9.80(M) 9.88(Q), 10.00(H), 10.25(Y) 13 Months: (Trust) 10.03(M), 10.11(Q), 10.25(H), 10.53(Y) 8.75 8.50(M), 8.75(Q), 9.00(A) 9.05(M), 9.10(Q), 9.20(H) 9.15 10.25 9 8.90(Q), 9.00(H) 8.75 9.5 8.88(M), 8.95(Q), 9.05(H), 9.25(Y) 8.75
2years 9.05(M), 9.05(Q), 9.15(H), 9.40(A) 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 14 Months: (General) 10.29(M), 10.37(Q), 10.50(H), 10.76(Y) 18 Months: 10.37(M), 10.46(Q), 10.60(H), 10.88(Y) 8.75 8.75(M), 9.00(Q), 9.25(A) 9.05(M), 9.10(Q), 9.20(H), 9.40(A) 8.85 10.25 9.00(18 months), 9.25(24 months) 9.65(Q), 9.75(H) 8.75 9.5 9.34(M), 9.41(Q), 9.52(H), 9.75(Y) 8.5
3years 9.20(M), 9.30(Q), 9.30(H), 9.65(A) 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 40 Months: 9.95(M), 10.05(Q), 10.20(H), 10.50(Y) 8.75 9.00(M), 9.25(Q), 9.50(A) 8.99(M), 9.00(Q), 9.10(H), 9.30(A) 8.9 10.25 9.4 9.90(Q), 10.00(H) 9 9.5 10.25(M), 10.34(Q), 10.47(H), 10.75(Y) 8.5
4years 8.90(M), 8.95(Q), 9.05(H), 9.25(A) 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 9 9.00(M), 9.25(Q), 9.50(A) 8.95(M), 9.00(Q), 9.10(H), 9.30(A) 8.75 10 9.40(Q), 9.50(H) 9.5 10.25(M), 10.34(Q), 10.47(H), 10.75(Y) 8.25
5years 8.90(M), 8.95(Q), 9.05(H), 9.25(A) 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 9 8.75(M), 9.00(Q), 9.25(A) 8.95(M), 9.00(Q), 9.10(H), 9.30(A) 8.75 10 9.6 9.40(Q), 9.50(H) 9 9 9.5 10.25(M), 10.34(Q), 10.47(H), 10.75(Y) 8.25
6years 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 8.75(M) 9.00(Q) 9.25(A) 8.25 9.5
7years 9.80(M), 9.88(Q), 10.00(H), 10.25(Y) 8.25 9.5
Interest Payable M/Q/H/Y M/Q/H/Y M/Q/H/Y M/Q/H/Y H A M/Q/H/Y Q M/Q H Q/H H H H M/Q/H/Y M/Q/A
Interest Accrued Month 1/4 and 1/10 M-last day of each month, Q-31/3, 30/6, 30/09,31/12, H- 31/3,30/09, A-31/3 31/3, 30/6, 30/9, 31/12 M-last day of each month, Q- 31/3, 30/6, 30/09, 31/12 30/09 and 31/3 31/3, 30/6, 30/9, 31/12 1/04 and 1/10 1/04 and 1/10 31/3,30/9 31/3, 30/6, 30/9, 31/12
Min. Deposit 150000 20000 for M and 10000 for others 20000 for M and 10000 for others 10000 10000 20000 for M and 2000 for others Rs 40,000(M) Rs 20,000 for others 50000 10000 10000 50000(Q) 25000 (H) 50000 10000 20000 10000 25000(M) & 10000(Q,Y)
Cumulative Interest Rates 6 Months
1year 9.25 10 13 Months: (Trust) 10.50 8.75 9 9.4 9.15 10.25 9 9.25 8.75 9.5 9.25 8.75
2years 9.4 10 14 Months: (General) 10.50 18 Months: 10.60 8.75 9.25 9.4 8.85 10.25 9.00(18 months) 9.25(24 months) 9.75(18 month) 10.00(24 month) 8.75 9.5 9.75 8.5
3years 9.65 10 40 Months (10.50) 8.75 9.5 9.3 8.9 10.25 9.4 10.25 9 9.5 10.75 8.5
4years 9.25 10 9 9.5 9.3 8.75 10 9.75 9.5 10.75 8.25
5years 9.25 10 9 9.25 9.3 8.75 10 9.6 9.75 9 9 9.5 10.75 8.25
6years 10 9.25 8.25 9.5
7years 10(Upto 10 Yrs) 8.25 9.5
Interest compounding A H H H Q A A Q M H A Q Q H A A
Minimum Deposit 150000 2000 50000(13 Months) & 10000(14 Months) 10000 10000 1000 20000 10000 10000 10000 10000 50000 10000 20000 10000 10000
In Multiples Of 1000 1000 1000 1000 1000 1000 1000 1000 1000 1000 1000 1000
Additional for Sr.Citizen % 0.25 0.5 Only 14 Months & 40 Months(0.50) 0.5 0.5 0.25 0.25 0.25 0.25 0.10% upto Rs. 50,000 and 0.25% for Rs. 51,000 & Above 0.25 0.60 0.60 0.25% (Upto 1 cr) 0.25 0.50